We offer several solutions based upon our professional judgment and client’s desires. Here are the areas that we can help you. Please feel free to contact us for further details and inquires should you have any.
Reinstatement Plan
A Reinstatement Plan is the quickest possible method that can help you stop foreclosure and save your home. It is usually referred to the amount as total due amount plus late fees and attorney costs.
Repayment Plan
This is the most practiced method of resolving foreclosures. Usually this is achieved by working out a Repayment Plan which will let you repay part of the delinquency each month along with your regular monthly installment.
Loan Modification
Several people utilize Loan Modification Plan to avoid or stop foreclosures. This solution is usually applied where client can make regular payments but can’t catch upon with some past-due payment.
Loan Refinance
Several people utilize Loan Modification Plan to avoid or stop foreclosures. This solution is usually suitable when people have adjustable rate mortgage and/or it is very near to maturity.
Loan Forbearance
In some cases, people can delay or reduce payments (for a short period of time) in agreement with their lender to temporarily cease legal action against them.
Partial Claim
This option is only applicable for FHA loans. We work with HUD to qualify you for one-time payment from the FHA Insurance Fund.
Pre-Foreclosure Sale
This is also an option when you don’t want to keep your house rather more interested in resolving your foreclosure in quickest way. We work with your lender to delay the action and attempt to sell your house meanwhile.
Short Sale
Sometimes, when people try to sell their house using traditional real estate methods, they found themselves unsuccessful due to inflation in properties at that area. Then comes the short sale to help them rescue.
Deed-in-lieu of Foreclosure
This option has several advantages for both parties involved (lender and people facing foreclosure). It let people immediately release them from most of the personal indebtedness associated with the defaulted loan.
